There are many opportunities in the real estate investment market in San Antonio, Texas. From changing financial regulations and interest rates to an economic future that still has a lot of question marks about its direction, home buyers and home sellers are not sure how to proceed.
One smart strategy that buyers and sellers are exploring is the all-cash strategy.
Why cash is king for property sellers
Sellers who sell their homes through traditional methods (listing with an agent for a market price) discover a number of challenging scenarios:
First, they often have to sink a lot of their own time and money into their property first in order to get it up to a level that will make it sale-ready. If a home seller wants to do this, that’s fine; but many people lack the time, money, and skill to make the necessary changes to make their property sale-worthy. So a cash offer, although sometimes slightly lower than a market offer, can actually be more valuable by saving the home seller the pain and frustration and cost of having to work on their property before listing it.
Second, houses sold at market prices can often only be bought by those who can get a mortgage… and sometimes it can take days or even weeks for a financial institution to grant a mortgage. Therefore, the seller is left waiting for that period of time while they wait for the buyer to get a mortgage. So selling with cash if extremely fast. Serious home buyers have the cash ready within hours or just a couple days at the most.
Third, financial institutions don’t always grant the mortgages that homebuyers think they’ll grant. Home sellers quickly realize that deals fall through fairly regularly as homebuyers don’t get the financing they were hoping for. Cash doesn’t have to wait for any financing — cash is ready to be used for the purchase.
It’s no wonder that home sellers love cash deals… they can save themselves time and money and they can sell their home fast.
If you’re a home seller and you want to explore the possibility of a cash deal, just fill out the form to get started.
Why cash is king for buyers in this property investment market in San Antonio
Home buyers love cash deals too!
First, cash deals can be obtained often for below-market pricing because of the value provided to the seller of a fast property sale (often “as-is”). Cash assures the seller that the property is accepted the way it is.
Second, cash is fast and there is no waiting. Sellers love the rapid transaction, and buyers love that they don’t have to wait for banks to approve a mortgage.
Third, cash is preferred because it doesn’t cost any more. When you buy a home with a mortgage, you pay interest on that mortgage — often thousands of dollars more than the original value of the home. But if you pay cash, the price you pay is the only amount of money you pay — and not a penny more.
Want to learn more about selling or buying with cash? Just fill out this form or give us a call at (210) 896-8359 and we’ll be happy to talk you through the info you need.
We are looking for homes, if you have a home for sale give us a call or visit our South Texas Home Investors. We buy houses throughout south Texas. Follow these links to get a cash offer on your home today.
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Sell your house fast!
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It doesn’t matter why you want to sell – we buy homes in San Antonio fast – whether you inherited your home, are being foreclosed on (we can help stop foreclosure on your San Antonio home), have gotten divorced, or simply want to move – we’ll buy your home! We sell homes fast in San Antonio and can help you sell your property fast in just days.